If you have recently been a victim of Lock Chase Debit Card scam, then there is a good chance that you are wondering what action you should take. Unfortunately, there is no typical response that you can find in most of the websites dealing with this kind of scam. This is probably because most of them are not familiar with the terminologies used in the industry. Hence, in order to help you understand the situation better, this article is going to provide you with some basic information on this issue.

 

Lock chase is one of the terms that you should be familiar with. It is often used interchangeably with identity theft and swindling. The latter refers to stealing another person's personal details or credit card details without their permission. On the other hand, how to lock chase debit card fraud happens when somebody uses your credit card information to make unauthorised purchases.

 

Most of the people who fall prey to this fraud are young and college-going people. They tend to shop online because this is where they get to have extensive contact with different people. For instance, if you go shopping at a mall, you will definitely pass by a shop that sells gift cards. This is where lock chase fraudsters to make their purchases. Usually, the purchases made by these impostors are not authentic.

Lock Chase Debit Card Fraud - How it Can Happen and What You Can Do About It

 

As soon as you notice something amiss, you should immediately inform your credit or bank management. Once you contact the bank, they will require that you furnish them with all the necessary details such as your full legal name, your date of birth, social security number, birth certificate, and passport. In addition, you will also need to prove that you are not an authorized user of the social security number. Most often, if you are able to provide all the necessary documents to them, they will not consider your report as secured. However, if you do not provide all the documents, it is possible that your account may be denied.

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Lock chase can also occur when you use your credit or debit card at a gas station, grocery store, and many other places. The reason behind this type of identity theft is that the merchant needs the pin number for verification purposes. Usually, a lot of people do not carry their ID with them while they shop because they think that it will cost them money to carry it. Yet, these merchants can easily steal your identity. If they have your debit or credit card, they can easily withdraw the amount that was used to make the purchase.

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How to protect yourself against lock chase identity theft can be hard especially if you are just new in this field. For starters, you have to make sure that you never give out your PIN at gas stations, department stores, and any other places that you do not know a lot about. It is best if you never answer those kinds of calls because then, you are just inviting them to try to extract the information from you. If you must give out your PIN, make sure that it's a phone call, a prepaid phone call, or even email. Anything where your identity is needed, make sure that you have it in a secure place.

Note - How To Lock Chase Debit Card

 

In your efforts to prevent identity theft, you have to make sure that you change your PIN often. If you forget to change it, someone can intercept it and use it for whatever purpose they like. Make sure that you never answer calls from people you do not know nor give out important information over the phone. It is best that you limit your contact with your friends and family until you have fully recovered from your identity theft problem.

 

Lock chase can only be prevented if you do your part. You need to know how to protect yourself from identity theft and the only way to do this is to be very careful when using your debit card. Always check your statements and make sure that everything is correct. It's also advisable that you get a full year of identity theft protection. This way, should someone steal your debit card, they will have nothing to worry about since you will be protected. Do not wait until it's too late.

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